:root{
  --bg:#ffffff;
  --bg2:#f5f7fb;
  --text:#0f172a;
  --muted:#475569;
  --card:#ffffff;
  --line: rgba(15,23,42,.12);
  --accent:#b3872a;
  --accentSoft: rgba(179,135,42,.14);
  --shadow: 0 18px 40px rgba(15,23,42,.10);
  --radius: 18px;
  --max: 1120px;
  --pad: 20px;
  --font: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Noto Sans", "Helvetica Neue", sans-serif;
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family: var(--font);
  color: var(--text);
  background:
    radial-gradient(900px 550px at 18% 0%, rgba(56,189,248,.16) 0%, rgba(56,189,248,0) 60%),
    radial-gradient(800px 520px at 90% 10%, rgba(217,119,6,.12) 0%, rgba(217,119,6,0) 60%),
    linear-gradient(180deg, var(--bg2) 0%, var(--bg) 100%);
}

a{ color: var(--text); text-decoration: none; }
a:hover{ opacity:.92; }

.container{
  width:100%;
  max-width: var(--max);
  padding: 0 var(--pad);
  margin: 0 auto;
}

.skip-link{
  position:absolute;
  left:-999px;
  top:10px;
  background:#0f172a;
  color:#fff;
  padding:10px 12px;
  border-radius:10px;
  z-index:9999;
}
.skip-link:focus{ left: 12px; }

.site-header{
  position: sticky;
  top:0;
  z-index:100;
  background: rgba(255,255,255,.78);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}

.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  padding: 14px 0;
}

.brand{
  display:flex;
  align-items:center;
  gap:12px;
}

.brand-mark{
  width:46px;
  height:46px;
  border-radius: 16px;
  background: linear-gradient(135deg, rgba(179,135,42,1), rgba(179,135,42,.20));
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:900;
  color:#ffffff;
  box-shadow: var(--shadow);
}

.brand-title{ font-weight:900; letter-spacing:.2px; }
.brand-subtitle{ font-size: 12.5px; color: var(--muted); margin-top:2px; }

.nav{ display:flex; align-items:center; gap:10px; }
.nav-simple{
  padding:10px 12px;
  border:1px solid var(--line);
  border-radius: 14px;
  background: rgba(255,255,255,.7);
}

.nav-toggle{
  display:none;
  border: 1px solid var(--line);
  background: rgba(255,255,255,.7);
  color: var(--text);
  padding: 10px 12px;
  border-radius: 14px;
  cursor:pointer;
}

.nav-menu{
  display:flex;
  align-items:center;
  gap:12px;
}

.nav-menu a{
  padding:10px 12px;
  border-radius:14px;
  color: var(--text);
}

.nav-menu a:hover{
  background: rgba(15,23,42,.05);
}

.hero{
  padding: 54px 0 18px;
}

.hero-inner{
  display:grid;
  grid-template-columns: 1.25fr .75fr;
  gap: 20px;
  align-items: start;
}

.eyebrow{
  margin:0 0 10px;
  color: var(--accent);
  font-weight: 800;
  letter-spacing:.07em;
  text-transform: uppercase;
  font-size: 12px;
}

.hero h1{
  margin:0 0 12px;
  font-size: 34px;
  line-height: 1.12;
  letter-spacing: .2px;
}

.hero-lead{
  margin:0 0 18px;
  color: var(--muted);
  line-height: 1.65;
  font-size: 16.5px;
}

.hero-actions{
  display:flex;
  gap: 12px;
  flex-wrap: wrap;
  margin: 18px 0 16px;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding: 12px 14px;
  border-radius: 14px;
  border: 1px solid var(--line);
  background: rgba(255,255,255,.9);
  cursor:pointer;
  font-weight: 800;
}

.btn.primary{
  background: linear-gradient(135deg, rgba(179,135,42,1), rgba(179,135,42,.35));
  color:#ffffff;
  border-color: transparent;
}

.btn.ghost{
  background: rgba(255,255,255,.85);
}

.trust-row{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 14px;
}

.trust-item{
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255,255,255,.88);
  padding: 12px;
  box-shadow: var(--shadow);
}

.trust-k{
  font-size: 12px;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: .08em;
  font-weight: 900;
  margin-bottom: 6px;
}

.trust-v{ color: var(--text); line-height:1.45; }

.hero-card{
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255,255,255,.92);
  box-shadow: var(--shadow);
}

.hero-card-inner{
  padding: 16px;
}

.hero-card h2{ margin:0 0 10px; font-size: 18px; }
.divider{ height:1px; background: var(--line); margin: 14px 0; }

.tag{
  display:inline-flex;
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--accent);
  border:1px solid rgba(179,135,42,.35);
  background: var(--accentSoft);
  padding: 6px 10px;
  border-radius: 999px;
}

.contact-mini{ display:flex; flex-direction:column; gap:10px; }
.contact-mini-row{ display:flex; gap:10px; align-items:flex-start; flex-wrap: wrap; }

.section{
  padding: 46px 0;
}

.section.alt{
  background: rgba(15,23,42,.03);
  border-top: 1px solid rgba(15,23,42,.06);
  border-bottom: 1px solid rgba(15,23,42,.06);
}

.section-head{ margin-bottom: 18px; }
.section h2{
  margin:0 0 10px;
  font-size: 26px;
}
.muted{ color: var(--muted); line-height:1.65; }

.grid-3{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}

.grid-2{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.card{
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255,255,255,.92);
  padding: 16px;
  box-shadow: var(--shadow);
}

.card h3{ margin:0 0 8px; }
.note{
  margin-top: 16px;
  border: 1px dashed rgba(179,135,42,.55);
  border-radius: var(--radius);
  padding: 12px 14px;
  background: rgba(179,135,42,.08);
}

.split{
  display:grid;
  grid-template-columns: 1.2fr .8fr;
  gap: 14px;
  align-items:start;
}

.panel{
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255,255,255,.92);
  padding: 16px;
  box-shadow: var(--shadow);
}

.dl{ margin:0; }
.dl dt{
  color: var(--muted);
  font-weight: 900;
  margin-top: 12px;
  font-size: 12px;
  letter-spacing:.08em;
  text-transform: uppercase;
}
.dl dd{
  margin: 6px 0 0;
  padding: 0 0 4px;
  color: var(--text);
  line-height: 1.55;
}

.bullets{ display:flex; flex-direction:column; gap:12px; margin-top: 14px; }
.bullet-title{ font-weight: 900; }
.bullet-text{ margin-top: 4px; }

.steps{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}

.step{
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255,255,255,.92);
  padding: 16px;
  display:flex;
  gap: 12px;
  align-items:flex-start;
  box-shadow: var(--shadow);
}

.step-n{
  width: 34px;
  height: 34px;
  border-radius: 12px;
  background: var(--accentSoft);
  border: 1px solid rgba(179,135,42,.35);
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight: 900;
  color: var(--accent);
}

.field{ display:flex; flex-direction:column; gap:8px; margin-bottom: 12px; }
label{ font-weight: 900; }
input, textarea{
  width:100%;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(15,23,42,.16);
  background: rgba(255,255,255,.95);
  color: var(--text);
  outline: none;
}
input:focus, textarea:focus{ border-color: rgba(179,135,42,.7); }

.checkbox{
  flex-direction:row;
  align-items:center;
  gap:10px;
}

.error{
  color: #b91c1c;
  min-height: 18px;
  display:block;
}

.form-status{
  margin-top: 10px;
  min-height: 22px;
}

.small{ font-size: 12.5px; }
.legal{ padding: 46px 0; }
.content h2{ margin-top: 18px; }
.content p, .content li{ line-height: 1.75; }
.numbered{ padding-left: 18px; }
.bullet{ padding-left: 18px; }
.back-link{ margin-top: 18px; }

.site-footer{
  border-top: 1px solid var(--line);
  padding: 18px 0;
  background: rgba(255,255,255,.7);
}

.footer-inner{
  display:flex;
  justify-content:space-between;
  gap: 14px;
  flex-wrap: wrap;
}

.footer-title{ font-weight: 900; }
.footer-subtitle{ color: var(--muted); font-size: 12.5px; margin-top: 4px; }

.footer-links{ display:flex; gap: 12px; flex-wrap: wrap; }
.footer-links a{
  padding: 10px 12px;
  border-radius: 14px;
  border: 1px solid var(--line);
  background: rgba(255,255,255,.9);
}

.footer-copy{ color: var(--muted); font-size: 12.5px; }

@media (max-width: 920px){
  .hero-inner{ grid-template-columns: 1fr; }
  .grid-3{ grid-template-columns: 1fr; }
  .grid-2{ grid-template-columns: 1fr; }
  .split{ grid-template-columns: 1fr; }
  .steps{ grid-template-columns: 1fr; }

  .nav-toggle{ display:inline-flex; }
  .nav-menu{
    display:none;
    position:absolute;
    right: 20px;
    top: 70px;
    background: rgba(255,255,255,.98);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 10px;
    flex-direction: column;
    min-width: 220px;
    box-shadow: var(--shadow);
  }
  .nav-menu.open{ display:flex; }
  .nav{ position:relative; }
}